Credit Services
Make Your Money Go Further
From personal financing with our NFM card to commercial credit accounts, explore your options here.
Need to make a payment? View Payment Options
Personal NFM Card Financing
Enjoy Benefits as a NFM Cardholder:
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Get access to exclusive cardholder events.
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Receive sales and financing offers.
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Buy today and pay over time.
Before applying, please have your Driver's License, State ID or Military ID with expiration date and Social Security Number/ITIN available.
Apply for CreditDon't want to apply online? Download application to Apply by Mail.
Are you a current NFM cardholder seeking a Credit Limit Increase?
Before applying, please have your NFM Account number and Social Security number/ITIN available.
Commercial Credit Account
Interested in applying for a NFM Commercial Credit Account?
Follow the simple steps listed below to get started on this process.
Complete Application
Download the application document and print to complete the information.
Send Us Your Application
Using your preferred method, send NFM your completed Commerical Credit application.
Apply by Email
Attach the document in an email to creditcom@nfm.com.
Or
Apply by Mail
Send your printed application to the following address:
Nebraska Furniture Mart
Attn: Credit Department
PO Box 3456
Omaha, NE, 68103-0456
Ways to Pay Your NFM Commercial Credit Account
Send in By Mail
Nebraska Furniture Mart
PO Box 3000
Omaha, NE 68103
Your purchase, your home,
your choice of financing.
Shop smart with long‑term financing options for personal NFM credit cardholders.
Contact Us
Credit Services
General Information
- Phone: (402) 392‑3223
- Call toll free at: 1‑800‑359‑1200 Ext. 23223
Lost or Stolen Credit Card
- To report your credit card lost or stolen, call (402) 392‑3223.
Credit Services Hours
- Monday ‑ Saturday: 8am to 8pm
- Sunday: 11am to 8pm
Collections
General Information
- Phone: (402) 392‑3496
- Call toll free at: 1‑800‑359‑1200 Ext. 23496
If you have been contacted by our collections department, please call a representative at the number listed above.
Collections Hours
- Monday ‑ Friday: 8am to 5pm
Frequently Asked Questions
How are my payments applied to my account?
Online, mailed and in-store payments are applied to your account according to paragraph 6 of your Nebraska Furniture Mart Revolving Agreement. Nebraska Furniture Mart automatically applies payments in a manner which meets federal requirements, and attempts to minimize the interest charges you may incur. After paying any outstanding fees and past due amounts, payments are applied in this general order:
- Amounts with promotional “Deferred Interest” terms (No Interest If..) that expire this month.
- Amounts with promotional “Deferred Interest” terms (No Interest If..) that will expire next month.
- Amounts that are presently interest-bearing (highest rates first).
- Amounts with promotional “Deferred Interest” terms (No Interest If..), in order of expiration date (soonest first).
While you are required to pay at least the “Minimum Payment Due” amount, you may at any time, pay the “New Balance” or any portion thereof.
Your Minimum Monthly Payment is calculated by adding any new fees (insurance, late, returned payment), PLUS any Fixed Payment(s) due, plus 4% of any other (non-fixed payment) charges within the balance, rounded up to the nearest dollar, or $15, whichever is greater.
Additional Notes:
- There is NO way to pay toward a specific order or group online. To specify how payments should be applied you will need to mail your payment with instructions or make your payment in person in the store.
- Online payments made before 5:00pm will be posted the same business day. Payments made after 5:00pm will post the next business day. Excludes holidays and other non-banking days.
I need to change my NFM Revolving Credit Card account information, mailing address or billing address. Can I do this online?
Not at this time. Please call our Customer Service department at 1‑800‑359‑1200 or visit the store.
