Credit Services

Make Your Money Go Further

From personal financing with our NFM card to commercial credit accounts, explore your options here.

Need to make a payment? View Payment Options

Living room with modern furniture in neutral tones

Personal NFM Card  Financing

NFM Credit Card

Enjoy Benefits as a NFM Cardholder:

  • Get access to exclusive cardholder events.

  • Receive sales and financing offers.

  • Buy today and pay over time.

Before applying, please have your Driver's License, State ID or Military ID with expiration date and Social Security Number/ITIN available.

Apply for Credit

Don't want to apply online? Download application to Apply by Mail.

Are you a current NFM cardholder seeking a Credit Limit Increase?

Before applying, please have your NFM Account number and Social Security number/ITIN available.

Ways to Pay Your Personal NFM Card

Check Balance & Pay

Make payments quick and easy by logging in to your account.

One-Time Payment

Make one-time bill payments without signing in to your account.

Send in By Mail

Nebraska Furniture Mart
PO Box 2335
Omaha, NE 68103

Commercial Credit Account

Interested in applying for a NFM Commercial Credit Account?

Follow the simple steps listed below to get started on this process.

Step 1

Complete Application

Download the application document and print to complete the information.

Step 2

Send Us Your Application

Using your preferred method, send NFM your completed Commerical Credit application.

Apply by Email

Attach the document in an email to creditcom@nfm.com.

Or

Apply by Mail

Send your printed application to the following address:

Nebraska Furniture Mart
Attn: Credit Department
PO Box 3456
Omaha, NE, 68103-0456

Ways to Pay Your NFM Commercial Credit Account

Send in By Mail

Nebraska Furniture Mart
PO Box 3000
Omaha, NE 68103

Contact Us

Credit Services

General Information

Lost or Stolen Credit Card

Credit Services Hours

  • Monday ‑ Saturday: 8am to 8pm
  • Sunday: 11am to 8pm

Collections

General Information

If you have been contacted by our collections department, please call a representative at the number listed above.

Collections Hours

  • Monday ‑ Friday: 8am to 5pm

FAQs

Online, mailed and in-store payments are applied to your account according to paragraph 6 of your Nebraska Furniture Mart Revolving Agreement. Nebraska Furniture Mart automatically applies payments in a manner which meets federal requirements, and attempts to minimize the interest charges you may incur. After paying any outstanding fees and past due amounts, payments are applied in this general order:

  • Amounts with promotional “Deferred Interest” terms (No Interest If..) that expire this month.
  • Amounts with promotional “Deferred Interest” terms (No Interest If..) that will expire next month.
  • Amounts that are presently interest-bearing (highest rates first).
  • Amounts with promotional “Deferred Interest” terms (No Interest If..), in order of expiration date (soonest first).

While you are required to pay at least the “Minimum Payment Due” amount, you may at any time, pay the “New Balance” or any portion thereof.

Your Minimum Monthly Payment is calculated by adding any new fees (insurance, late, returned payment), PLUS any Fixed Payment(s) due, plus 4% of any other (non-fixed payment) charges within the balance, rounded up to the nearest dollar, or $15, whichever is greater.

Additional Notes:

  • There is NO way to pay toward a specific order or group online. To specify how payments should be applied you will need to mail your payment with instructions or make your payment in person in the store.
  • Online payments made before 5:00pm will be posted the same business day. Payments made after 5:00pm will post the next business day. Excludes holidays and other non-banking days.